What the Rent Act covers
The Rent Act is old but remains the core of Ghana's rent law. It works together with the Rent Control Law, PNDCL 138, which added the duty to register tenancies.
The points renters and landlords meet most often:
- Advance rent. The Act caps how much rent a landlord may demand in advance. The cap is in the figures; see advance rent for how it works and how practice differs.
- Agents' commission. It limits what a rent agent may be paid and says who pays. The figure is on the agent commission page.
- Rent cards. Under the Act, landlords of monthly or shorter tenancies must give the tenant a rent card recording the parties and the rent, and Rent Control now enforces rent cards more widely under PNDCL 138.
- Recovery of possession. A landlord who wants a tenant out must have a ground the Act recognises, such as unpaid rent or the landlord's own need for the premises, and must go through Rent Control or the courts.
- Rent Control. The Act sets up the rent officers who hear complaints and assess fair rent.
The Act applies to residential and commercial premises, though its fixed-rent provisions are not used in practice. Penalties for breaking it are discussed by officials with differing figures; see "Sources differ" on the advance rent page.
The government plans to replace the Act and PNDCL 138 with one consolidated law. Until that is passed, the Act stays in force.
Notice to quit. A tenant who must leave is entitled to proper notice and to have any dispute heard by Rent Control or the courts. Changing locks, cutting utilities or removing belongings to force a tenant out is not a lawful way to recover possession.
Differences by region
The Act applies across Ghana. Enforcement is strongest where Rent Control offices are busiest, mainly Greater Accra and Kumasi.
What to check
- That your agreement does not demand more advance than the Act allows.
- That you have a rent card.
- That any notice to leave states a ground recognised by the Act.
Red flags
- An agreement that records less advance than you paid.
- An eviction attempt without Rent Control or a court order.
- A demand for a "premium" or key money to grant a tenancy.
Typical cost or timeline
Legal cap on advance rent for a tenancy longer than six months
6 months' rent
As of October 2026
Rainbow Radio Online Graphic Online Graphic Online Republic of Ghana (via Centre for Affordable Housing Finance in Africa)
Most a rent agent may demand or receive (Rent Act s.25(1)(c))
5 % of a year's lawful rent
As of October 2026
Graphic Online Republic of Ghana (via Centre for Affordable Housing Finance in Africa)
Proposed, not yet law
The government plans to repeal the Rent Act 1963 (Act 220) and PNDCL 138 and replace them with one consolidated Rent Act. The Minister for Works, Housing and Water Resources told Parliament in June 2026 that the bill would be tabled by the end of the year. Its content has not been published, so nothing in it is law. An earlier Rent Bill, approved by Cabinet in November 2022 and sent to the previous Parliament, lapsed when that Parliament ended.
Status: being drafted by the Ministry; not laid in Parliament as of 13 October 2026 (confirmed 13 October 2026).
Rent Act vs Rent Control Law (PNDCL 138)
| Aspect | Rent Act (Act 220) | Rent Control Law (PNDCL 138) |
|---|---|---|
| Passed | 1963 | 1986 |
| Main subjects | Advance rent, rent cards, commission, possession, rent officers | Registration of tenancies, penalties |
| Still in force | Yes | Yes |
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Questions
What does the Rent Act say about advance rent?
It caps how much rent a landlord can demand upfront. The cap is shown in the figures; demands above it are unlawful.
Is the Rent Act 1963 still in force?
Yes. It applies together with PNDCL 138. A new consolidated Rent Act is being drafted but has not been passed.
What are my rights as a tenant in Ghana?
Key rights under the Act include a rent card, a cap on advance rent, protection from eviction without a recognised ground, and the right to complain to Rent Control.
Has the Rent Bill been passed?
No. See the proposed-law box for its status.
Can a landlord evict me without going to Rent Control?
No. The landlord needs a ground the Act recognises and must go through Rent Control or the courts.
Related terms
Sources
- 1. Rent Control chief warns landlords of jail or fine for advance rent violations Rainbow Radio Online · checked 13 October 2026
- 2. Report landlords demanding rent advance beyond 6 months – Rent Control Graphic Online · checked 13 October 2026
- 3. 14,586 rent cases settled last year Graphic Online · checked 13 October 2026
- 4. In Ghana, unlawful agents extort unsuspecting house hunters Campus Reporter · checked 13 October 2026
- 5. Cabinet approves Rent Bill Graphic Online · checked 13 October 2026
- 6. Gov't to replace outdated rent laws with new consolidated Rent Act Citi Newsroom · checked 13 October 2026
- 7. Government moves to repeal outdated rent laws, introduce modern Rent Act Graphic Online · checked 13 October 2026
- 8. Government to table bill to replace 63-year-old rent control law by year end MyJoyOnline · checked 13 October 2026
- 9. Rent Act, 1963 (Act 220), as amended Republic of Ghana (via Centre for Affordable Housing Finance in Africa) · checked 13 October 2026
- 10. Rent Control makes rent cards mandatory for landlords, hostel operators from August 17 MyJoyOnline · checked 13 October 2026
Cite this definition
"Rent Act", Ghana Property Centre Property Glossary, last checked 13 October 2026, https://ghanapropertycentre.com/glossary/rent-act
You may reuse this definition under CC BY 4.0 with credit to Ghana Property Centre and a link to this page.
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